If there is one thing that’s true about accidents it is that they’re unexpected. If you’re not insured and plan on driving for only a short distance or for a limited amount of time then it might be easy to assume coverage isn’t necessary. However, accidents can happen anywhere at anytime and that is why where there is 1 day car insurance for uninsured drivers who want to be covered while driving short distances. Get a quote online for 1 day car insurance here.
Short term coverage can be purchased from one day for up to about six months. Whether you are driving across state lines and are worried about your current policy not meeting that state’s requirements or you are driving a vehicle that is not your own, 1 day car insurance is low cost and offers extensive coverage that may come in handy. Who needs 1 day car insurance?
* Vacationers
* Movers borrowing a car to relocate their belongings
* Test drivers
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If you are considering 1 day car insurance then you should spring for comprehensive coverage. This will protect you from property damage, medical costs, and accidents with uninsured or underinsured motorists.
“Where Do I Find 1 Day Car Insurance?”
Just like with any other kind of situation where you’re purchasing insurance, you should do your research first. Go online and compare auto insurance quotes and talk to an auto insurance agent about their company’s options regarding short term coverage. Once you’ve gotten a number of quotes you can compare to find the best rate for the most comprehensive coverage. Remember that accidents can happen to anyone at anytime so it is shortsighted to think just because you’re not driving very far or for very long that you don’t need insurance. Every driver on the road needs insurance and you are no exception. So fill out our simple online form and get a quote today to find out more about 1 day car insurance.
Kamis, 10 Juni 2010
Rabu, 14 April 2010
Multi-Car Insurance
If you have two or more cars in your household it could be possible to save money with multi-car insurance. While moneysupermarket.com doesn't currently offer a comparison of multi-car policies we still want to make our customers aware of all the car insurance options available. So, just what is multiple car insurance and how does it work?
How does multi-car insurance work?
Multi-car insurance allows you to insure more than one vehicle with a single policy. With some providers you may be able to insure as many as five vehicles as long as all of the vehicles are registered to the same address. This means that you could potentially insure cars on the same policy for you, your spouse, your children, or even a friend, as long as you live in the same household.
In theory a multi-car insurance policy can help you save money. This is because you are effectively bringing more business to the insurer and simplifying the bills - just as a broadband provider might reward you with savings if you tie in a phone or TV deal, multi-car insurance applies the same theory to vehicles. It's almost like buying insurance in bulk.
It doesn't always work out cheaper than buying policies individually however, so it is worth investigating both options.
Get a new car insurance quote now
(please note, we are currently unable to offer multi-car insurance).
What should you look for in a multi-car insurance policy?
Here are some things to be wary of with multi-car insurance:
* Renewal dates - Some providers may link all renewal dates together, which could be expensive if you are paying annually. Ensure you can pay monthly to break the expense down.
* Vehicle change - Ensure you can change your car during the policy term.
* No-claims discount - You may have several years' no-claims bonus and one of the other drivers on the policy has an accident. Most providers will only wipe out the no-claims discount of the individual involved in the claim but you should check this is the case.
* Who can drive what - With multiple car insurance you will only be able to drive cars that you are registered as a named driver for.
Ensure your multi-car insurance quote is good value compared to individual policies and ask your insurer about additional discounts - such as for parking in a garage at night.
How does multi-car insurance work?
Multi-car insurance allows you to insure more than one vehicle with a single policy. With some providers you may be able to insure as many as five vehicles as long as all of the vehicles are registered to the same address. This means that you could potentially insure cars on the same policy for you, your spouse, your children, or even a friend, as long as you live in the same household.
In theory a multi-car insurance policy can help you save money. This is because you are effectively bringing more business to the insurer and simplifying the bills - just as a broadband provider might reward you with savings if you tie in a phone or TV deal, multi-car insurance applies the same theory to vehicles. It's almost like buying insurance in bulk.
It doesn't always work out cheaper than buying policies individually however, so it is worth investigating both options.
Get a new car insurance quote now
(please note, we are currently unable to offer multi-car insurance).
What should you look for in a multi-car insurance policy?
Here are some things to be wary of with multi-car insurance:
* Renewal dates - Some providers may link all renewal dates together, which could be expensive if you are paying annually. Ensure you can pay monthly to break the expense down.
* Vehicle change - Ensure you can change your car during the policy term.
* No-claims discount - You may have several years' no-claims bonus and one of the other drivers on the policy has an accident. Most providers will only wipe out the no-claims discount of the individual involved in the claim but you should check this is the case.
* Who can drive what - With multiple car insurance you will only be able to drive cars that you are registered as a named driver for.
Ensure your multi-car insurance quote is good value compared to individual policies and ask your insurer about additional discounts - such as for parking in a garage at night.
Minggu, 11 April 2010
What Affects Car Insurance Prices?
What Affects Car Insurance Prices?
The cost of car insurance varies by insurance company and by:
What you buy
- How many coverages you buy
- The deductibles
What kind of car you drive
If you are buying or selling a car, you will need to re-evaluate your auto insurance needs.
Generally, the more expensive the car, the more you pay.
Where you drive
Generally, due to higher rates of vandalism, theft, and accidents, urban drivers pay more for auto insurance than those in small towns or rural areas.
How much you drive
People who use their car for business and long-distance commuting normally pay more than those who drive less.
Your age, sex and marital status
Accident rates are higher for all drivers under age 25, especially young males and single males. Insurance prices in most states reflect these differences.
Your driving record
Drivers who cause accidents generally must pay more than those who are accident-free for several years.
Your credit history
Studies have shown that credit history is a powerful predictor of future auto insurance losses. Many insurance companies consider certain credit characteristics in addition to many other factors when determining an individual's rate.
What can I do to save money on my auto insurance?
If you're shopping for a car, consider how your choice will affect premiums.
Some insurers increase premiums for cars more susceptible to damage or occupant injury, and lower rates for those that fare better than the norm.
Ask about discounts for good students, insuring more than one vehicle, accident-free driving, and others.
Consider joining a car or van pool, or finding other transportation to work. If you reduce your driving mileage enough, you may lower your premiums.
Drive carefully.
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